Business

img_businessPeopleWe work hard to provide you the type of banking services your business needs to thrive and grow. We are here to discuss the issues that matter to you and to help you meet your business’ financial goals. Running a small business can be rewarding, but it is also one of the most difficult challenges in the business world. Small business is the foundation of our local communities and we are committed to their success.


Business Checking

  • $100.00 Minimum deposit to open
  • No service charge with daily balance over $1000.00
  • Below $1000.00 – $7.00/Month and $.30 per check and/or ACH debit (check/debit) fee per item.

 


Real Estate

  • Construction Loans
  • Purchase of Unimproved Lots, Investment Property
  • Purchase of Unimproved Land, Timber Land, Investment Property
  • Purchase of Improved Lots, Rental Property, Investment Property
  • Purchase of Improved Land, Farm Land, Investment Property
  • Purchase of Retail Store Buildings, Warehouses, Restaurants
  • Convenience Stores, Office Buildings, Produce Grading and Storage Facilities, Investment Property

 


Financing Loans

  • Purchase of Equipment, Farm Tractors, Loaders, Trailers,
  • Trucks, Vans, Welders, Farm Implements, Office,
  • Grading Equipment, Forklifts
  • Purchase of Fixtures, Restaurant, Marketing, Merchandising
  • Office Furniture, Irrigation Systems
  • Purchase of Inventory, Supplies

 


Capital Loans

  • Operating Capital
  • Production Capital
  • Investment Capital

 


SBA Loans

  • Preferred Lender for SBA